Posted on December 6, 2008
The effect of the housing marketing has really been in the news lately. Foreclosures have been at an all time high and it doesn’t look to be slowing. What effects does this really have on consumers?
Well, this makes for some scary times. Most people might not be thinking of their FICO score right now, but [...]
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Posted on October 15, 2008
One of the biggest way people ruin their FICO score is by paying late. This is a huge mistake. It ranks as one of the top negative factors you can have on your credit report. Well, besides bankruptcy, collections, or some other judgments against you.
So why is paying late considered so negative. If you were [...]
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Posted on October 10, 2008
Is 700 a good credit score? It is not an easy question to answer. Why? Each lender looks at the score as one of determining factors when deciding to give you a loan. Furthermore, the lenders can have their own standards by which they determine the interest rate they give you. This means that above [...]
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Posted on October 10, 2008
If you want to have a good FICO score, you have figure out where you are at. You have to be careful here. Often to obtain a free fico score you will have to sign up for credit monitoring program. For example looking at Transunion, their website does offer a free online credit score, but [...]
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